Social Security Money Trading online

According to "Money on CNN Money.com" by Walter Updegrave "What you need to know about Social Security", some interesting issues are addressed and some are more encouraging than the scuttlebutt we have been hearing from our uniformed highly opinionated sources.
Many of us worry about our 401ks and IRAs but what do you know about Social Security. It is the foundation for your retirement plans! In fact Social Security Money provides 50% of the income for more than half of retired couples and 20% for high income earners.
It is probably the only source of income that you will have able to offset inflation and be guaranteed to last the duration of your life.
(1) Can I count on Social Security to be there when I retire? According to "What You Need to Know about Social Security", you can depend on it to be there for you! How many times have we heard that it will go broke before we are old enough to qualify for benefits?
Payments for all retirees will be covered by payroll taxes until 2016 even if no changes are made to the program. After that the Social Security Administration can cover full benefits until 2037 by cashing in Treasury Bonds from the SS Trust Fund. And when the bonds run out, the income from payroll taxes can pay for at least 75% of all retirees for decades!
The Obama Administration is looking for ways to provide longevity to the system. They have considered imposing Social Security payroll taxes on incomes over $200,000. Perhaps raising the retirement age, or increasing payroll taxes or diminishing benefits in some way.
According to Bruce Schobel, who worked on the commission headed by Alan Greenspan to fixed the system back then, anyone 55 or older is likely to see no change or a perhaps only minimal changes to the system. Even younger workers can be assured that large cuts are unlikely.
(2) How much will I get every month? The formula for Social Security can be complex, but your benefits are based on your average lifetime earnings-more specifically over the highest 35 years of your working years.
Social Security checks are automatically adjusted for inflation. In 2009 payments were increased by 5.8%. Conversely the Congressional Budget Office estimates that there may not be an increase for inflation in the next several years due to lack of inflation.
(3) At what age should I begin collecting Social Security? Even though it pays to wait, most people take benefits before full retirement age. If you have an average or better life expectancy you might be well advised to wait a bit longer to collect. You will not collect quite as long but you will collect more at a time when you are unable to work to supplement your income.
You can increase the size of your SS checks by waiting until you are "full retirement age" or even later to collect. For instance, age 66 would yield full retirement benefits for most people, and waiting until age 67-68 will raise benefits to 110%, and waiting till age 69-70 can result in 120%-130% of full retirement benefits respectively. But your betting against your longevity if you wait longer.
(4) If I work, will I lose benefits? If you retire early and work your benefits are likely to be reduced but if you want to work after you have reached full retirement age, then there is not effect on your Social Security benefits according to the source quoted at the beginning of this article. In fact they say that if you work after full retirement Social Security will begin compensating you with a larger check for the benefits withheld and you'll receive higher payments for the rest of your life.
(5)Will my SS benefits be taxed? Although that is a question best reserved for your tax person, about one third of retirees currently pay tax on a portion of their benefits, as working during your Golden Years will raise your taxable income for those years.
According to "What You Need to Know about Social Security" by Walter Updegrave, "one of the best ways to lessen the tax bite is to wait at least until "full retirement" before receiving benefits."
"Another way is to take money out of a Roth IRA instead of your 401k because Roth withdrawals don't count as income when figuring if your benefits are taxable. So if you don't already have money in a Roth, you may want to fund one or convert some of your traditional IRA to a Roth."
Most of us would be well advised to not put all our eggs in one basket. If you can combine a pension with Social Security and even start a small business for your retirement years such as an online business, your retirement would more likely become "Golden Years".

Finding the Best Online currency Savings Account

The best online savings account is the account that gives you the highest return on your money, has excellent service, and is insured by the government. There are many online accounts, but only one can be the best. With the right terms and knowing what you need and want, you can find the best account for you.
The Best Online Savings Account Interest Rate
If you are looking for an online savings account that has the highest interest rate, you have to do some looking around. The honest truth is that the interest rates of the savings accounts are changing constantly. They go up in a good economy and down in a bad economy. Generally, you're going to get close to the same interest rate for the top banks. If one is slightly better than the next, you can almost be sure that the other one will go up soon, too.
The Best Online Savings Account Service
Service is very important for any kind of bank or business. You want to make sure to get the best service from your service provider. Online banks are going to give you less service. They do not like it when you call them constantly and cause problems because you are costing them money. When you cost them money, the interest rate goes down. That is why you need to make sure the bank is excellent to begin with so that you do not have any problems.
Make Sure It Is Insured
It is very important that the account you choose is insured by the government. It should be FDIC insured. This means that if the bank you are with goes under, the government will give you your money. Make sure your money is safe and secure. When your money is safe, you can have better peace of mind that your cash is safe.

Do You Need an Offshore Safe Deposit Box?

Are you thinking of buying and storing physical gold bullion in a secure offshore location? Are you looking for a secure storage solution for confidential documents? In either case, and many others, a secure offshore safe deposit facility is a useful asset to any freedom-oriented individual.
The good news is that most Austrian offshore banks or Swiss banks will be happy to rent you a safe deposit box, regardless of your passport. The bad news is that you need your passport! The famed Austrian and Swiss anonymous numbered bank accounts now only exist in the movies. Swiss banks usually want you to have an account from which they will deduct the annual box rental fee. Costs start at around 65 euro ($90) per year for a small box.
Just about every bank in Austria or Switzerland also sells gold bullion coins. Purchases up to around CHF 25,000 do not require ID in Swiss banks. Consider buying gold coins like the Austrian 'Philharmonic' a one ounce Austrian gold coin, similar to the American Eagle, Krugerrand or Maple Leaf.
Austrian and Swiss law prohibits banks from opening your safe deposit box unless they are sure you are dead! Austria is one of the only countries in the world with this protection. I have been in Safety Deposit vaults in France and the USA where it seems half the boxes have stick-on government seals on them due to tax investigations, lawsuits, or creditor claims. Those seals mean that the owner can't get into his box, and it is scheduled to be drilled open for inspection if the owner doesn't show up for an appointment with "the authorities." When choosing a location for your safety deposit box, be sure you consider these details as it could make a huge impact on your entire asset protection strategy

Is it Safe to Bank Offshore in Grenada?

Offshore banking in Grenada has long been a staple of the financial economy for the island nation, however recently the benefits of banking offshore and globally here has come into question. Located between the Caribbean Sea and the Atlantic Ocean, Grenada is a sunny tropical Caribbean vacation and investing haven, covering 133 sq. miles of land. It has a land mass twice the size of Washington D.C. with its capital located in Saint George.
Grenada is famous, or perhaps "infamous," as an offshore banking and offshore tax haven. In the history of offshore investing, few countries have been as corrupted as this one. However, things are starting to look up in the offshore sector in Grenada as the authorities are taking a direct approach in restructuring the legislation and enforcing closer regulation on the financial institutions here. A great many investors would be wise though to be leery of investing in Grenada just yet though.
The more than 90,000 people who live there speak English, which is the official language, with a French creole accent, making it easy for tourist to communicate. Grenada relies heavily on tourism for its commerce as do the citizens, with a per capita GDP of $13,400 (2008 est.). The official currency is the East Caribbean dollar (XCD; symbol EC$) which is broken down into 100 cents. It has a very favorable exchange rate for U.S. citizens traveling there of, 1 East Caribbean Dollar (XCD) = 0.36751 US Dollar (USD).
During the years 2004 and 2005, 2 hurricanes devastated the Island, damaging the agricultural sector severely and making tourism the industry most relied upon for economic growth. Tourism coupled with a strong construction industry and a growing financial center, has helped the country economy recover. The offshore banking sector of Grenada is reemerging yet again as well and is reportedly ready to take its place in the world scene as a reputable offshore institution. Or at least that's what the authorities are telling the world.
After the news and press the country has received, as well as the ponzi scheme scandals that led to the collapse of many of the offshore banks and institutions in Grenada, perhaps its wise to keep a close eye on the country and adopt a "wait and see" attitude.

Using a Financial Directory

Financial Directory user guide.
The way to get the best out of any financial directory is to fully understand the ways they are put together and produced. Many directories contain listings from the main CPC cost per click providers online such as yahoo. The main issue with cost per click listings as opposed to general natural listings is the fact they are not listed via relevance but listed by the company with the largest budgets or maximum cost per click rates.
As a result bear this in mind when looking for your particular finance product or service. It is worth while browsing through the top 10 listings to compare prices and offers. It is great using many financial directories compare insurance options.
The compare insurance options available on car, van, home and even breakdown cover provide a way of saving hours browsing through sites looking for the best quotes. In one felled swoop you can compare from 50 of the top insurance providers and save an amazing amount of time. When you have found your particular service also consider can I get this in a cashback offer.
What is a cash back offer you may ask ? Put simply there is something called affiliate marketing. All of the major providers in insurance offer these schemes. Where sites such as financial directories can use them to generate funds from the traffic there sites provide. Now what financial listings sites are doing to help drag in the customers is to split the affiliate fee they receive with you the customer.
The is means on many quotes you can receive anything from £40 up to £75 per policy. So lets say you car insurance costs £500 for the year minus £40 cash back bringing the yearly fee to only £460. Now take this one step further and some policy providers offer a charity cash back offer where people can donate there cash back fees to a charity of there choice. This is ideal lets say for someone fundraising or someone looking to help a local charity.

The Benefits to Setting Up a Seychelles Company

Many people are constantly trying to find ways to keep their businesses afloat in this harsh economic climate. The options that exist in their particular jurisdiction do not necessarily offer the security to continue operating their businesses. For people like these, a Seychelles company is the perfect alternative or option for your business. Seychelles international business companies (IBCs) which are commonly known as Seychelles companies, are set up in the offshore region of the Seychelles Islands and allow you to operate and conduct your business from your own jurisdiction.
The Seychelles company is perhaps one of the best kept offshore secrets that offers secure offshore entities. It is virtually impossible for unscrupulous entities to penetrate the secure shield that the company provides to your IBC because of the privacy laws and legislation that the set of islands has set up. Once great benefit to having a Seychelles company is that no IBC is required to divulge the name of the directors or owners of the company. In fact, none of the information pertaining to the company will be divulged. This means that it is virtually impossible for your individual name to be tied in with that setup in the Seychelles Islands.
Setting up a company in Seychelles has been one of the best options for many people who wanted to go offshore and who wanted to ensure the highest level of protection available. Without doubt, Seychelles would be able to provide that because the set of islands constantly applies legislation to protect people's interests. A company in Seychelles can be used for a number of business related activities including offshore investing, holdings, trading, import and export, e-commerce, consultancy and many others. Because of how flexible setting up a Seychelles company is, most people will vouch to the fact that it is a relatively easy thing to establish.
The Seychelles Islands are known as a stable and independent jurisdiction. Setting up a Seychelles company offers you unparalleled privacy as there is no requirement in the Seychelles to disclose the individual directors or owners of a particular company. There is no restriction on the movement of shares, and the incorporation process is usually very fast and attracts low incorporation fees. There are no requirements for a board of directors; one shareholder and one director are enough to meet the minimum requirements for setting up a Seychelles company.
If your main concern is protecting and securing the assets of your company, then you should consider a Seychelles company as your option for getting your business incorporated. Having it set up in the Seychelles jurisdiction means that it will be completely secure from any kind of attempts to access your assets or information about your company. This jurisdiction has had a wealth of history in successfully protecting the assets of many business owners so they can rest easy with a peace of mind.

Accounting Errors, Old Software, No Organization

The growth of the city budget shot up from $69 Million in 1999, to $471 Million by 2007 - quite an increase. This caused increased reliance in the city's finance department, and, accounting practices became less pressing needs.
After two major financial failings last year, however, the city went out and hired an accounting firm. It seems as though the finance office just couldn't keep up, and, an audit was needed. Auditors arrived this past Monday to start looking at everything from city payments to surprise investment. City leaders, at this point, hope that the audit will identify flaws in the city's financial state.
It appears as though the failure to keep up with accounting demands is a byproduct of rapid growth. This latest audit follows a problematic one from 2007, where a California based consulting company decided that the city had real, serious financial issues.
City leaders were more hard pressed to order this latest review after two embarrassing disclosures were announced. For one, in July of 2008, the city failed to perform an industry standard procedure, contributing to a $4.5 Million shortfall. Second, the city discovered overpayments to more than 20 former employees; these were severance payments that cost the city about $28,000.
In essence, the city's system is broken. Cities typically use accounting software specific to their individual size and needs. The system the city uses is in questions. Two years ago the Finance Department told city officials that the enterprise accounting software system was broken and frustrating. Things were never amended. The system was originally installed in 2002 for about $160,000, but it ended up costing the town a lot more in the long run. Finance employees describe the software as cumbersome, not intuitive, and not user friendly. The system takes up too much time and is inefficient, which in the end will cost the city even more - there are steps where data has to be entered, and re-entered in a tedious process, which leads to accounting errors.
As of now, the city has recommended installing a more sophisticated system by 2011. Until then, though, the finance workers will continue using their "Parallel System," a system that they developed themselves for more accurate reporting. A 2007 Citygate review, however, found that this system tracked purchase orders so poorly that auditors didn't even know what their fiscal condition was. While parallel systems do exist in some other cities and enterprises, it is almost a fact that they are not cost efficient or accurate enough to be the main financial solution.
Top financial officers still hope to implement a new software solution by 2011, and they will continue to expose and correct problems with the city's finances. Auditors expect to deliver a primary report by mid December, 2009. Until then, no one will know just how off the city's accounting and finances truly are.

Innovation of Money Transfer With the Help of Technology

Money transfer is one of the safest ways of sending money from one account to another with just the use of a credit or ATM card. This term generally describes the activity where cash is not used as a mode of payment for purchasing something or for debt payment.
Different Types of Money Transfer:
1. Wire Transfer - this mode of transferring funds is an international bank-to-bank fund transfer in where a bank sends money to a recognized bank in another country.
2. Electronic Funds Transfer - this term is used for cashless based payments such as the use of cards upon purchase of products from a grocery store. This is very common in major credit card bank companies.
3. Email Money Transfer - this is very common in Canadian banks in which email is used for transferring accounts to another. One good example of this is the online and mobile banking in which is very convenient for majority bankers in the United States.
4. Giro - this kind of money transfer is done through online cash direct deposit. This method is also known as credit transfer.
How does online money transfer work?
Online money transfer is one of the trendiest and fastest ways of sending money to different places all over the world. A depositor wouldn't have to spend a lot of time and effort traveling to a bank just to withdraw money for shopping when they can just pay without using actual money through the use of their card. Sending money to relatives in other countries will be hassle free with the use of online cash remittance in which money can be sent to other countries in a flash. Online money transfer is an innovation to the postal money transfer in which is very risky and takes a long time to send and receive money.
Online Money Transfer with the use of the Internet.
The Internet indeed is one of the fastest ways to communicate with different people all around the world. The Internet is also an inexpensive way at the same time safest way to transfer money or to conduct bank-to-bank transfers all across the world. Sending money from the United States to Europe can be done in a minute with just few clicks in the computer. Online money transfer on the other hand can be used to send money to places that have very few banks as long as there are remittance centers in the area.
Many international cash transfer remittance centers have numerous branches across the world. This on the other hand is one fast way to send money to relatives across different countries. Most people in the United States are using the online bank transfer wherein they can log on to a bank's website to be able to transfer the funds to other accounts. Some people still conduct the traditional way of making cash transfers since they fear that online cash transfer is not safe due to the large presence of online hackers.

The Importance of Keeping Up With Finance News

The modern world has numerous intricacies to it compounded by the realities of globalization and rapid technological advancements. What this means is that no one can decide to remain ignorant of their environment and all that is going on around the world as this directly or in directly affects our lives. Many people have always regarded financial issues as a preserve of the financial gurus and those who specialize in finance issues. Acquiring the knowledge of financial matters, at least the general matters, is essential for everyone.
Finance news keep you abreast with developments in various critical sectors of the either the national or international economy. For instance if you may want to keep abreast with opportunities that exist for you in domains like forex trader then you need to know what is happening in line with developments of the volatile stock market and money markets. On another front you may want to know where there are affordable foreclosure properties that you can makes the most of to get yourself that dream real estate property as your residence or for investment.
Many people are getting hands on with financial matters because it does not really take an expert to get into financial trade circle and the make the most of what the industry can offer. What happens in the finance world affects your life directly it does not matter if it happens on a national scale or international locale. The fact is that the global economy in intertwined such that financial matters in the Australia economy for instance may affect the whole of the global financial landscape, which has an impact on the state of the economies, inflation, interest rate, etc. These are kinds of issues that get to affect you directly.
Keeping abreast with financial developments has been quiet a critically important aspect in the recent global economic meltdown. The global financial sector has been riddled with negative developments which cost some people huge profits from various business ventures. Keeping up with finance news helped people to stay on the look out and alert on the next move to do for instance in terms of example selling property, buying a property, getting a bank loan etc. the principle of keeping pace with financial developments is very important especially for entrepreneur who want to keep a close eye on the financial developments every second in order to position themselves for expediency and survival.

Why Business Corporations Issue Corporate Bonds

Generally we can divide the bonds market deals in two kinds of bonds, one is known as the corporate bonds while the other one is known as the municipal bonds. Here we would introduce and explain about the bonds and the ways one can make investment in them.
Corporate bonds, as the name suggests are issued by different business corporations. The only purpose behind floating these bonds is to collect the required capital that is needed for further investment as well as for meeting the daily expenses.
It is important to know that floating bonds is not the only option with business corporations for collecting money, rather they can also go for taking loans from banks, they can float shares in the stock exchange and of course the option of selling inventory is always in their hands.
The only reason why they rely upon corporate bonds is that they have to pay far less interest rate upon corporate bonds than that is demanded by banks or other financial institutions. Moreover, some times the condition of company is that much weak that no institution is ready to lend money to it.
While floating the bonds the companies do not need to keep the collateral with lending person as the bonds are not backed by any physical property of the company. It is just the reliability of a company that helps people decide about whether to buy the bonds of one company or not. Another advantage of floating bonds is that, if until the maturity date company does not want to pay back the money, it can convert these bonds into shares.
On the contrary, by investing into corporate bonds the investors help themselves get highest returns in the market. If an investment in the corporate bonds is made after a thorough research and in a professional way, one can get ones investment grow with an amazing pace.

Before making an investment into the corporate bonds, one needs to consider the prevailing interest rate as well as the interest rates of other companies, the demand of the bond in market, reliability of company, past performance and the credit rating that it holds. An investment decision that would be based upon all these factors would surely yield good returns as well as would ensure the safety of money.

Day -Trading -Strategy

Day trading is one of those occupations which are attracting more people every day. Currency trading can show many benefits and allow someone to really cash in. Despite the risks involved, it can really pay off in the long run, as long as you do not trade without knowing what to do. Utilizing a Day Trading Strategy can really increase your chances of reaping the benefits from the market.
One strategy is called scalping, which is the most popular and probably the safest. It involves selling as soon as the value of the asset increases. Although the profit may not be so large, it is a sure profit. Another strategy is utilizing the daily pivot rule. It was always understood that things balance themselves out in the end, as what comes up must come down. During day trading, there is a time of day when the value reaches its highest point, before coming back down. The time to sell would be at the climax of the climb. Buyers during this time of day may see the asset is doing very well and may want to cash in too and buy your stock. That is why it is important for you to watch the progress of your stock to know exactly where the value would fall. Using these very basic strategies will increase your earnings if done correctly, and you will soon find yourself in rising success in day trading. Just use your head as well as your instincts, and you are in good shape.

Day -Trading- Rules

Day trading is the act of trading various financial tools in one day. This is done by having traders take on positions before the trading begins.
Here are some day trading rules that you may opt to follow:
You have to know your market
Good day traders know that in order to have good, quality performance, they must focus on only a small number of indices, stocks and currencies. Get to know those details so you can have a grasp of the earning potential of each.
Prepare everyday
Review your work and be ready for new encounters everyday. Also, decide on what market will you be entering per day. This will help you prepare for the trading day.
Be consistent with your plan
If you have you adhered to a particular day trading type and style and planned for the day's trade, then stick to your plan. You will never know the potential of your preparations unless you try. If you are jumping from one style or one market to another, you'll easily fall and quickly lose.
Do not be greedy
Do not feel wasted for a tenth of a point that you miss. After all, you do not need to squeeze all points in one day trade. You can always take a loss when necessary. Stay focused on your goal. You should always stick to the point you are aspiring for.
The mentioned day trading rules can be utilized to ensure that you'll earn from business transactions during the trading day.

Day -Trading -Services

Day trading is a very complex work and is often demanding for the trader. There are times a trader may need some help in order to keep himself productive. The trader may consider availing of Day trading services. That way, one may have someone else shoulder some of the work, while he can devote his valuable time to more profitable means. There are many Day trading services that can be found online that anyone can hire to aid them in their daily trading.
Some services offered are bookkeeping services. Every trader needs to keep track of their assets as well as safely keep his data available and update it regularly. It is an advantage for the trader; having someone take care of that task professionally will help guarantee all his data is organized and easily accessible. An organized trader can devote his talents to more important things such as trading. Another very important service is a Trader status analysis. This helps the trader get a bird's eye view of himself and his standing in the trading world.
It is very important in knowing how else the trader can better his status and climb the trader's social ranks. Success is all about what level you belong to. The better your status, the more investments one might be contracted to do. Everyone wants to do business with someone in high standing. This improves your image and future business ventures as well. If you are a successful trader, hiring services such as these are essential in enabling yourself to increase productivity as well your profits.

How to Get a Government Grant For Women

Looking for a government grant for women? The good news is that there are plenty of these grants out there for you to get. The bad news is that it's pretty tough to actually qualify for one. The government has made some huge cuts to their budget the past couple years and it's no longer as easy as it was to qualify for grant funding.
It's still possible to get free grant money from the government, however. The key to getting a grant is to be persistent. You want to send out as many applications as you can and continually find new grants that you qualify for.
So, what sort of grants for women are available from the government? The government offers grants to promote growth in certain areas it has an interest in. Women's rights for example, are always a big deal with the government. Women have historically been less inclined to start businesses than men. The government, to address this imbalance, has made available various government grants for women starting a business. The government grants will allow women to start a business with some start up capital from the government. Education is also another big source of grant funding for women. Historically, men have gone to college more so than women. Because of this, the government makes available college grants for women. Many women are single mothers and don't have the sort of economic opportunity that other groups has. Because of this, single moms can sometimes get special hardship grants.
Getting a federal government gift aid or women is fairly easy - simply look around online for these grants and start applying.

Government _Grant For- Single Parents

Looking for a government grant for single parents? The good news is that there are plenty out there for you to find. If you want to find one of these free grants, here is how to get one. Just be warned that it's not exactly easy to get one!
The first thing to do is look at the government website about grants to see what sort of resources you can find. This is the place where the government lists most of their grants. You can look through the listings to see what sort of free-money programs you can find. There should be many grants that specifically target single mothers or single parents.
What sort of grants can you expect to see? Grants for business, education, homes, etc.
Now, don't just limit yourself to looking at a government grant website. You should spend some time looking at other websites as well. You will want to look online to see what you can find. Now all grants are listed on the government website. You can also seek out websites that will help you search for grants that you qualify for as well.
The key to actually getting aid for single moms is to send off as many applications as you can. The more applications you send off, the better the chance you will have of actually getting grant money. It can be pretty tough to get a grant, but through the sheer volume of applications you send, you stand a very good chance of qualifying for a grant. So keep this in mind when you apply.

Paper -Coins

Paper coins are an anomaly, but consider the advantages that paper coins could pose in our daily exchange of currencies. Paper used in monetary values, has always provided a lighter and easier kept monies. You can look back in the history of paper currencies and see that the value of a paper money has always superseded when used as less than a whole dollar.
Paper coins could eliminate the need for metal usage as a coin in the use of money exchanges and when you think of it, personal checks have been use for decades in settling over payments and refunds from many retailers if making restitution by mail.
Sending monies via regular mail cannot make use of metal coins, but paper would be no problem. Can you think of more ways that paper coins could be a better application in our day to day financial operations?
Thinking outside the box when choosing paper money material as a wider usage to include replacing metal coins could be a major adjustment but not an impossible task. Paper and vending machines are no longer a non-application excuse, since we now see vending machines accept paper money. So if a vending machine accepts paper money why not paper in making change?
Paper coins have so many money saving advantages that we should seriously consider the redesign of our monetary monies and the materials we use. The advantage of weight savings, transporting in and out of businesses, providing change to customers that don't have pockets for metal coins, the list goes on and on.
Many of you who have followed this article along are probably thinking either we are thinking too far out or we may have hit on a new benchmark idea that paper coins could be a real solution to many metal coin obstacles. If you know of other applications where paper would be a better use, then spread the word and you can be a part of an unexpected change in how we use coins whether using metal or paper.

Waterfront Real Estate Review

Introduction
Paradise Cay is a waterfront community of about 200 homes (including a few newly-built town homes and free standing homes) on the North-East edge of the Tiburon Peninsula.
About thirty-nine of the homes front directly onto San Francisco Bay and have spectacular views. The rest are situated on canals approximately 90 ft wide and have docks capable of berthing cruisers some of which are up to 60ft in length.
Waterfront and Canal-front Homes
In common with many other Bayfront homes the ones in Paradise Cay do not have docks because permanently berthing a boat directly on the Bay is not practical due to wave motion. Nevertheless these absolute waterfront homes have excellent views of the Bay. The boats on the canals and in the Paradise Cay Yacht Harbor, which is part of the development, all have direct access to the Bay.
The canals are a little tight for maneuverability of large cruisers but that will just improve your boat maneuvering skills won't it? There is also a minor matter of fairly steep gangplanks at low tide but that is a small price to pay for a protected berth with direct access to the Bay. The canals are currently being dredged (October 2009) and dredging will be repeated about every five years.
The Yacht Harbor and Tiburon Yacht Club
The new, six acre Paradise Cay Yacht Harbor (marina), at the Northern end of the Paradise Cay development, can accommodate boats up to 115 feet with up to 24-foot beam on the end ties. It has two pump-out facilities, lots of parking and new restrooms.
The nearby Tiburon Yacht Club (400 Trinidad Drive) has about 230 members (about 40% of them from the Cay) but has no berthing facilities of its own given the close proximity of the Paradise Cay Yacht Harbor. It is an active sailing club with over thirty scheduled races per year - not just a social venue.
Community
However, the Tiburon Yacht Club does also serve as a gathering place for the community which has a number of notable residents. These include the Moseleyes (Tim the "patriach" being responsible for the Paradise Cay development in the sixties) and the interestingly controversial radio personality Michael Savage of the "Savage Nation". There is a good community spirit evidenced in various activities throughout the year.
Summary
Paradise Cay is one of the very few localities in Marin County where you can have a big boat safely berthed at your back door. Although it may appear a bit isolated on a map, it is only ten miles from the Golden Gate Bridge and a few miles away from a good (some say excellent) supermarket (Paradise Market) and the two extensive shopping areas of Corte Madera - "Town Center" and "The Village" either side of Hwy 101.
Route 113 Golden Gate buses run between Paradise Cay and Redwood High School on school days. The Cay lies in the highly rated Tiburon Reed School district.
There are very few localities in Marin that offer the variety of water views, boating options, a good school district and good shopping not too far away, that are to be found in Paradise Cay.
Further Information
Of course, as with any residential property, there are some secrets of location that are known only to those who do diligent research. Let us be your guide to finding the ideal property for you in this unique locality - or elsewhere in Marin.
We can give you expert help in sorting out all your housing options in Marin - especially when it comes to waterfront properties.
If you are seeking honest, dedicated, personal assistance in finding your dream home in Marin County please contact me.

Specialize in Real Estate

Virtual assistants trained and experienced in real estate professionals are in high demand today!
Did you know that as many as 80% of homebuyers start looking for their next home online? Real estate agents need to have websites maintained in order to compete in today's internet society.
They need to rely on a knowledgeable VA who understands the industry, latest internet technology and industry software.
Although there is plenty of bad news today about the current economy and housing market troubles, there is an opportunity to make money as well. Plenty of overworked agents could really use your help. As more and more people are losing their jobs, or are in danger of losing their jobs, it's wise to look at ways to support yourself. A home based business as a Virtual Assistant is an excellent opportunity right now as many businesses are outsourcing...particularly real estate agents.
Real estate professionals are a busy, hard-working bunch who could really use an extra pair of hands... and that could be you!
Today real estate professionals understand how important it is to spend their time with their clients and are looking to outsource many tasks to skilled virtual assistants.
If you have experience or interest in this market, then you may just want to consider becoming a real estate virtual assistant. Just think of the many ways you could assist a busy agent and free up their valuable time.
A skilled and experienced Virtual Assistant can take over tasks such as

• posting blog entries
•  inputting MLS data
• updating inventory on websites
• creating marketing material
• hardcopy inventory sheets
• and much more!

Are you interested but worried you don't have the necessary qualifications?
There are training and certification programs that can teach you the important skills necessary for supporting a realestate professional. You may need to take a little time and money to invest in yourself; however, this will be the best investment you make. Imagine the freedom of working for yourself in your own home based business.
To be an invaluable assistant that an agent can't live without, you will need to have a good understanding of the industry. Training and certification programs for real estate virtual assistant provide a basic knowledge of:

• The business of real estate
• Agency representation and disclosures
• MLS, local listing and sales forms
• Transaction management
• Key marketing concepts

If you are tech-savvy, that's even better. Many busy agents would welcome help with the overwhelming amount of new technology today.

Growth Drivers For Real Estate Sector

Losses of industry players were capped by the timely intervention of RBI, which increased the interest rate since 2006. The sector continues to remains unsteady. However, driven by the global economic recovery and macro-economic and sector-specific factors, experts believe that capital will start flowing in this sector. Besides global economic recovery, the following are the indicators of this sector's growth in the near future:
Industry experts estimate that by 2010, Indian IT and ITES sector will need approximately 150 million square feet of official space.
Growth in organized retail sector will provide significant boost to commercial real estate sector, which is expected to demand 220 million sq ft of additional commercial space across tier-I and tier-II cities.
According to the Tenth Five Year Plan of the government, there is a shortage of approximately 22 million residential units and over the medium and long term around 90 million dwelling units will have to be constructed especially for middle and lower income families. Housing Development & Infrastructure Ltd (HDIL) and the Mumbai Metropolitan Development Authority (MMRDA), together plan to build a residential-cum-commercial complex in Virar, a suburb of Mumbai at a cost of around $1.49 billion.
Introduction of REMFs (Real Estate Mutual Funds) and REITs (Real Estate Investment Trusts) will definitely have a major impact on realty sector by helping players for price determination. As per CRISIL, REITs has the potential to reach the size of $1400 billion in next 3 years.
The following section has some of the new projects expected to be undertaken by private realty developers:
* Tata Housing Development Company is expected to build around 1300 low-cost residential units at Boisar, 100km from Mumbai
* Atlas Group plans to diversify into Indian real estate sector and invest $201.51 million in Kerala over the next years
* Tata Realty and Infrastructure (TRIL) will invest approximately $4.2 billion for building SEZs, roads and other core sector projects
* All major realty players including DLF, Unitech and HDIL have big housing projects lined up for marked-down properties
* Avinash Bhosale Group (ABIL) will invest $126.25 million across Pune, Nagpur and Mumbai for developing 5-star hotels
* Marriott International plans to open 24 new properties in India over the next three years
* Cinepolis, a Mexican global multiplex operator plans to invest around $357.7 million in India and open 500 movie screens in the next 7 years for its film exhibition business.

Making Bad Mortgages Healthy Again

In today's economy, and any recession in general, the loss of income is felt particularly by homeowners. Owning a home is the central part of the American dream in order to build a lifestyle and source of wealth for an entire family and generations to come. As the job market declines, home foreclosures become a reality, and this can sometimes end that dream for many families.
When facing a potential foreclosure, there are many steps that can be taken to avoid the loss of the home. Many homeowners take advantage of opportunities to modify a home loan in order to make payments more manageable. Home loan modification programs cover nearly every situation and will offer solutions that allow families to live in their homes and still afford to pay the bills every month on time.
Let's take a look at how a little hard work and diligence can save a mortgage.
Making Contact
The first, most important step in order to modify a home loan is to make contact with the principle lender or a home loan modification specialist. Suffering in silence is not the answer, and in fact, can jeopardize any attempt to fix the problem. Being pro-active and seeking help even before the first payment is missed allows for the greatest chance for a successful resolution to any financial crisis.
Home Loan Modification Specialists
Negotiating contracts is rarely a pleasant experience. It is easy to feel intimidated by a bank or lender when it comes time to modify a home loan. Thankfully, there are specialists available that can do all of the negotiating and contract work on behalf of a homeowner. These companies work with banks and lenders to change mortgage terms in order to make monthly payments palatable.
When choosing a representative, be careful to find the best in the field. When looking for a representative, verify that the company is an Online Business Bureau approved site or part of the Better Business Bureau.
Starting The Home Loan Modification Process
Putting together a financial statement of the homeowner's income, assets, and liabilities is the first step when negotiating the terms of a mortgage whether it is done personally or through an advocate. Developing a thorough financial statement requires monthly bank statements (at least 2 months worth), copies of recent paychecks, the last year's tax return, as well as bills and living expenses. To complete the initial package, a hardship letter should be included that states why a loan modification is necessary and the desire to stay current on the mortgage and remain in the home.
Once the financial package is in order, the process can begin. There are many options available when re-arranging loan terms to fit any situation. Loan advocates are an excellent resource for weighing the options in order to make the best decision. Regardless of what changes are needed in a mortgage, obtaining a home loan modification early is the best way to avoid foreclosure.

Real Estate Finding a New Track in Indian Economy

A big impact of recession is seen in the worldwide market, where many big companies posted big losses, asked for a bailout and even filed for the bankruptcy. The recession had such an impact on the world over economy that even a core business of a particular country went in loss with many citizens pulling their hands off from investment part.
Same happened with the Indian real estate market, the most bullish sector where not many hesitated before putting their money forward for an investment related to some plot, flat, office, shop etc.
In the month of September 2008, when recession captured the world with a full grip, the real estate of India suffered a big loss session. All the major reality players like Jaypee Group, Unitech and DLF came up with the schemes and rebates on flats to attract as many buyers as they can and sell off the reserve as soon as possible.
The cities like Mumbai, Delhi, Bangalore, Kolkata and National Capital Region accounts for big business of the country with many property owners earning big money from the rental income from homes and offices.
One can analyse the downfall of rental income in these cities as many fully constructed buildings are standing with a very less space occupied with them and that too on a small amount of rent in comparison with the rentals of 2007.
This downfall was not limited to the rental part of real estate industry but the pure buying and selling of properties also came to a halt after financial crises reached the Indian economy.
With the global economic crises on one side, leading players of real estate India like DLF and Unitech are focusing more on the repayment of debts as soon as possible.
This has resulted in big real estate players selling their personal office properties, shifting their focus from core property business to some other businesses like insurance and hospitality and selling off some part of the company by getting listed on the capital market.
However, according to the recent study conducted by several industry watchers, the real estate of India is coming back on profitable track with the demand for offices is increasing in major cities like Bangalore and Mumbai, however Delhi and NCR are still far from witnessing growth in demand as many are expecting further fall in rentals here.
Besides the growth factor in office and shop rentals, a slight growth is also seen in the buying and selling transactions of properties.
With the Indian economy coming on track again, the demand for flats are seen rising in past one month. The real estate developers like Amrapali, Parsvanath and Unitech are nor registering some potential bookings on their order books.
The recent festive season has also added some profits to the real estate industry when many were keen on buying a new home.
During the last festive season, a very low rush was seen for the real estate buying but this year, the banks came up with some attractive home loan schemes with the help of rebate provided by Reserve Bank of India.

AUTO FOREX TRADING SYSTEM

When it comes to earn lots of money with forex trading in an easiest manner, it is highly recommended to go for auto forex system trading. Now, you must be wondering why it is so. Well, before taking into the account of these systems, it is essential for you to consider their worth first. Basically, forex trade market works for twenty four hours a day. It means that opportunities of earning money can come at anytime. But, is it possible for you to monitor all these trade activities for the whole day? Well, the answer will definitely be no! Now, here comes the requirement of these auto forex system trading.

Such systems can assist you as a professional broker and that too without charging any monthly wages. Now, let us consider the functioning of these trading systems. Basically, these systems work upon the specific software which acts according to the growth or fall of the currency. It means that the decisions taken by auto trading system are the assurance of earning a lot of money.

In addition, these systems do not require you to sit in front of them to monitor their activities. They work for you throughout the whole day and as soon as any earning opportunity arrives, you are sure to grab that instantly. Although these systems are quite trendiest these days, but it doesn't mean that you should trust them blindly. As forex trading is a risky game and even a single mistake of yours could put you into halt. That's why it would be a prudent decision to go for a demo session of these systems.

In addition, make sure the system that you are going to deal with is tested under the practical conditions of forex market. You can also search over the Internet to find out the most appropriate auto forex system trading software for you. It doesn't matter which software you are using in the forex trading, the only thing which matters is your strategy to make the most out of it. Therefore, select the software that works according to your strategies.

Forex Trading System - A Key To Successful Forex Trading And Trading For A Living

Every one has his days when no matter how well he has planned out his trades, he may find some of his trades not performing to what is planned. It is only natural for one to feel upset, but for the follower of a forex trading system, making money or losing money from that trade is not the paramount objective.

Why is this so?

For the trader who employs a forex trading system, he can still face the losing trade with a smile, because he has had followed through the trading signals in a disciplined way, and it is only when a trader follows a system, he can be sure of keeping his losses small and to live to trade again another day.

By using a forex trading system, the trader can have a cool head, and can face his trades rather unemotionally. He can execute his trades following pre-determined price levels of initial stop loss, trailing loss and computed and projected price profit.

He knows his tolerable level of loss, his threshold of pain - and of course, his risk to reward ratio even before he trades.

Now when a trader has a trading system and follows through the trading plan, making profits is a natural result when he makes a correct trade. But when his trade is wrong, his forex trading system will very quickly show him that the direction of his trade is wrong, so that he is out of the game fairly quickly.

I am often flabbergasted at some very broad claims of some traders who condemn day trading systems and relegate them to the garbage bin. When you look at forex trading systems, review them quickly by peer recommendation whenever possible. By peer recommendation, I mean you can ask existing traders their experience on the trading system, and how they are doing with it. Posting to the numerous reliable trading forums will allow you to receive some independent reviews fairly quickly. At the same time, my personal experience, and that of many other professional traders is that day trading can be profitable, though it is never easy to day trade. Otherwise, how is it that so many day traders are able to earn their income day trading the short swings of the market daily for a living? So it is important for you to have a broad view of forex trading systems if you are contemplating of learning or purchasing any trading system that relates to day trading.

If you ever wish to trade successfully, whether you day trade or swing trade, it is important that you have a trading system that will allow you to approach trading in a disciplined manner. It is only when you are a disciplined trader that you can see consistent large gains and small losses.

Trend Following System - Building a System For Triple Digit Annual Gains

Forex markets trend long term, they always have and they always will as long as we have a free market and the big trends which reflect the underlying economic cycle can last for many weeks, months or even years. If you learn to trend follow correctly you can make huge long term profits in around 30 minutes a day...

Many traders like to trade the market noise and trade short term but this is doomed to failure, as all short term volatility is random. If you trade the big trends you get better odds, more profits and spend less time on your trading. Lets look at trend following in more detail.

If you want to succeed at Forex trend following, you should keep the key points in mind below when formulating your Forex trading strategy.

Simple and Robust

The best trend following systems are simple and it's a fact that in Forex simple systems work better than complex ones, as they have fewer elements to break than complex ones. A graphic example of this is the free one we have on this site which has only one rule yet, test it and you will see how much money it makes. A Successful trend following system can be based on just looking at support and resistance and have a few indictors to confirm your view and that will work just fine.

Use Breakouts

All big trends start and continue from breakouts to new market highs or lows so if you are considering trend following, breakout methodology should be used in your Trading strategy. Breakouts are simple to understand and simply trade the reality of price change and trading breakouts is a highs odds way of trading Forex.

Trade Infrequently

I know traders that trade maybe once or twice a month and make triple digit gains and that's because they focus on the best high odds trades. You get nothing for effort in Forex trading, you're judged purely on results and if you are patient and wait for the best set ups you will increase your odds of success and reduce your work rate

Acceptance of Short Term Volatility

If you are tend following in Forex you are after trends that last for weeks, months or even years and you have to accept that you cannot predict tops or bottoms, you always have to give a bit back at the end of a trend and you also have to accept short term drawdown in equity against you as you follow the trend.

Long term trend following, requires patience and discipline but if you caught just 60% of every major trend, you would make a lot of money.

Forex Trading Signal - A Free Simple to Understand Equation Which Makes Big Profits

Here we are going to look at a free Forex trading signal that makes big gains and has done for over 25 years and is used by some of the world's top traders in their Forex trading strategies. Let's take a look at it.

The signal doesn't even need trading software to generate it, you can actually do it in your head. The signal is credited to famous trader Richard Donchain who is considered the grandfather of modern trend following and he called it the four week Rule and this is the rule

1. When prices move to a new 4 month high buy a currency and hold it.

2. Wait for a new 4 week low to occur, liquidate the long and take a short position.

3. Always maintain a position long or short in the market and simply reverse on each new 4 week high or low.

The above rule could not be simpler but it works and if you test it, you will see how much money it makes and the reason it works is because it works on two pieces of logic which will never go out of date and there the following:

1. Markets trend up or down for sustained periods of time.

2. All major trends start and continue from major breakouts

This system over the long term, will catch a good chunk of profit from every major trend but despite the fact it works most traders won't use it for the following reasons:

1. They prefer the get rich quick route and buy a cheap automated software package with no independent verification of gains instead, the above Forex trading signal is proven and has a real track record over a quarter of a century.

2. It takes discipline to follow as its long term and traders have a problem with holding long term trends, they think trading frequently means more profits and its clear this is not true.

3. Most traders simply pass it buy because they think a signal so simple cant work but of course all the best systems are simple because they are so robust.

The 4 Week Rule, as stood the test of time and any trader can use it to seek Forex trading success. In the next article in this series we will look at how to add filters to the above trading signal to make it even more effective and also look at some of Richard Donchian's other Forex trading tools.

forex signal provider

So you decided to make full time leaving from foreign exchange market? Or you are going to supplement your income from here? You have set up yourself with proper broker available. I believe you spent hundred of hours in front of PC trying to put together all maths and physics involving currency market. Now you watching business news in the morning paper and following CNBC channel to be on the top with latest information from exchange market. You trading your demo account trying to figure out how to make it all work? So? Does it? No?

Face the fact that in currency market all is possible and there is no golden rule to follow. There are so many aspects to consider that you will need at least another head to set this puzzle together.

But do not worry there is a hope that can make it work.

Signal solutions for forex trading. People who traded forex for a long time and developed their own systems to enter and exit with profit strategies. They will share this knowledge with you for varieties of prices from usd49 to usd499 a month for those precious information. Problem is which one will suit you best. Are they scams? How do I know?

For medium advanced forex trader is almost impossible to choose proper forex signal system, which is not a scam, or at least not profitable. There is bulk of forex signals providers out there. They all offer their signal solution to trade currency with success.

Advice is that you will have to establish what type of trader are you? Do you want to trade quickly or maybe over the days or weeks? What losses can you manage and how much money you want to invest.

As long as you know al that it is a time to pick up signal trade provider.

Few things worth researching are: performance, service offered and rewievs of the signal. Search on forum for another users of the product you are interested in and ask for comment. Every profitable system should be up on collective2 with real track performance. Look for service offered. You will quickly find out that only few offer free trail-option to try signals before you pay. Demand performance evidence.

But while doing all that hard work choosing your automat forex signal system remember that you will have to totally follow it without exceptions to make most out of it. Any even small innovation may have dramatic results in your own gains.

The opportunities of trading the Forex hedged grid system

I have seen the hedged grid system been used successfully (and highly unsuccessfully) over the last few years. Unfortunately the failures tend to discourage traders from taking advantage of this great system. I have found that the failures are mainly due to ignorance, impatience and greed (common reasons for trading failure).

In a nutshell the grid system uses the following methodology. You start by buying and selling a currency. When the price moves a predetermined distance (grid leg) you cash in the positive leg, leave the negative leg and buy and sell again. Sooner or later the system goes positive and you would then cash in when it is positive.

This is a brief summary of the content of our free hedged grid trading course available on expert-4x.com. Please refer to this course for more details of how money is made. The attraction is that the system is reasonably mechanical, can be programmed and does not take much supervision as exclusively entry orders are used.

Money is made when the price retraces 100%, 50%, 33% at various levels. This starts looking like a strategy that supports the Fibonacci concept. The grid system is also based on the nature of the market to trade sideways 80% of the time and to trend 20% of the time.

The dangers are that what if the price does not retrace and continues to trend. The Grid system can not make money in a trending market – full stop. One has to realize that. You therefore need Strategies to minimize damage during these periods:-

Firstly I have found that the biggest mistake made by traders is that they select a very small grid leg sizes e.g. 20 to 30 pips. This is a recipe for disaster. The trick is to use big leg sizes between 150 and 300 pips. What this does is that it sometimes turns a trending phase into movement in a sideways market. I would typically use 300 pips for the GBPJPY and 150 pips for the EURUSD for instance.

Secondly there is no rule that says that the legs have to be the same size. So I change my leg sizes in trending markets to be even bigger. If I started with 150 for the 1st leg I would go to 200 for the 2nd leg and 250 for the 3rd leg etc. This makes sure that I am carrying less loss making transactions in a trend.

Thirdly – sometimes it is wise to increase the number of lots with the trend compared to the numbers against the trend in a good trend. However be aware of having the same number of sell and buy transactions. All you will have done was lock in your current status in a 100% hedge.

Fourthly – This is the biggest change and most important one that I personally have made in my grid trading strategy. Always cash in all your transactions when your system is positive and when the price reaches the end of one of your grid legs. By cashing in you are reducing the risk of carrying negative lots in a trending market. This also gives you an opportunity to re-assess the market conditions.

Fifthly:- Cash in a start again is always an option. One of my strategies is to cash in all my open positions when the 3rd leg of my grid is reached and start again. Experience has taught me that this is a short term pain that goes away very quickly and is soon forgotten.

People that have traded the grid system will immediately see how the above approaches will reduce the risks of exponential losses building up in a strongly trending market. Please feel free to contact Mary McArthur at marymcarthur@expert4x.com for clarification on any items discussed above. She has numerous examples of successful applications of grid trading

This article is part of a series and many more will follow on Grid trading, money management and Forex Trading Strategies.

Automated Forex Trading

Why automated Forex trading? This is a logical question and it demands a logical, well-thought-out answer. After all, with so many hundreds of different varieties of investment vehicles around, why choose to trade foreign currencies? And more to the point, why try to automate the process?

To find a sensible answer, we'll need to look more closely at Forex investing and its various aspects. First, of course, the volume traded on the Forex market is huge relative to the other markets.

Second is its ready liquidity. With the market operating 24 hours a day, it's always open for business anywhere, anytime.

Third, since the market is so vast, one trader's buying or selling, even in very large volume, will cause no significant movement in market price.

Fourth, this market commands the largest number and variety of traders.

Trading locations are scattered all around the world, rather than being centered in just a few major cities of the USA or Europe.

Of course, as with any major market, many factors can influence foreign exchange rates, which may account for the powerful attraction for many Forex traders - the excitement. Average daily turnover in the foreign exchange market stands around 2 to 3 trillion dollars. That's DAILY turnover, and the figures come from none other than the Triennial Central Bank Survey of the BIS (Bank for International Settlements).

And the trend is upward. In other words, more money gets traded with each passing year, and may surpass $3 trillion within a very few years.

Perhaps most amazing, however, is the fact that anyone can enter this market and begin to trade foreign currencies. Entry requirements are low. This has been both a positive (because initial deposits are minimal) and a negative (a lack of experience can bring losses very quickly).

Now however, Forex trading can be partly automated by software that is sophisticated enough to offset much of a beginner's lack of knowledge. Even better, this software is not at all expensive - not when compared with the profits it may bring.

The concept of automation marks an important new trend in the foreign exchange trading market. The Interbank spot Forex market has also considered automating as well.

Automation actually brings a number of important benefits to Forex traders - especially those just entering the market.

With your computer handling much of the trading process for you, transactions can be done in real time. Although manual systems are well established, they have never offered the speed that an automated Forex trading system does. All trades are initiated and completed within milliseconds, which can be a huge plus because they virtually eliminate any lag time.

Problems that characterized manual trading methods can now be addressed and eliminated, or at least minimized. For example, if a trader were hit by a few losses in a row, he could be wiped out and unable to make new trades. This problem can easily be addressed using an automatic trading system.

Automated Forex trading also permits greater diversification. In the past, if you wanted to trade more currency pairs simultaneously, or a wider variety of them, you were limited by your memory and concentration. But thanks to automated trading, you can execute trades with other traders in Singapore or London or wherever, even it's midnight where you are. Thus you have the option of doing multiple exchanges.

You can also quickly evaluate various trading models from short-term data, projecting trends for as short as 15-minute or half-hour time slices.

As mentioned, extreme liquidity makes the Forex market unique. And greater automation will only increase this liquidity, with funds flowing faster than ever.

Risk becomes easier to manage with automation. International checks, now commonly used in Forex market purchases, are synchronized via automation technology. Since automated transactions are handled in real time, there is little chance of delayed payments, reducing the risk of non-payment by either party. And although issues still exist with the use of automated systems, they can easily be addressed and resolved through consistently updating the technology.

With the spread of automated Forex trading, the $3 trillion daily turnover may soon be far surpassed. And given the fast, efficient trades between any and every time zone, Forex trading is certain to remain one of the most profitable business models in today's changing world.

4x Trading Software At Its Best

The Forex MegaDroid has been developed by John Grace and Albert Perrie. Both are forex traders with 38 years 4x trading experience between them. As close friends, over time they firmed up their thoughts about developing their own 4x trading software robot.

Sadly the Forex MegaDroid has a horrid sales page like all the others do - which initially was a big turn off for me.

It's exactly the look and feel you'd expect from a used car salesman with sleazy tactics. It is so tacky that I expected to be reporting here that their 4x software product is a disgrace. But during my research of them, I was forced to reconsider my first impressions. The proven, ongoing live testing results confirm this.

In all of the live-account testing I have seen, there is no question that it performs exceptionally well. They claim better than a 95% successful trade rate - which I doubted very much - but it's true. I have seen the proof many times.

Visit Forex Robots Reviewed by clicking the link below to see links to live 4x trading accounts of this 4x software in action.

This guy bought his MegaDroid, installed it easily, and opened live forex trading accounts with 3 different brokers. In each account he put $3,000. From each account ID, he gave his MegaDroid the data feed from each broker. The robot can then execute trades on his accounts.

He set his limits of risk he was happy with per the training. And then he sat and watched. He is a novice trader. He has just started out. He did nothing more than install it, set it on the default risk levels. Then he just watched and let it do its thing.

At the time of writing that review (May 14, 2009) - his 3 different broker accounts (using the one copy of MegaDroid) had made 37 trades.

Of the 37 trades, 36 made a profit - only 1 trade lost money - $7.36. For the 24 days trading till just then (on fully automatic) - his net profit is $1,067.15.

I am impressed by that. As of May 14, 2009 that's 97.3% profitable trades.

Also it is important to note the $/trade profit versus the $/trade loss. The 36 profitable trades were for an average of $29.85 profit each trade. As said, the 1 losing trade was for $7.36.

So, that's 36:1 profit to lose ratio on the number of trades. And a 4:1 ratio on the size of profits compared to losses.

My view is that even if a trader was expert and smart enough to do what the MegaDroid has demonstrated here, no human could concentrate long enough and consistently enough to match the performance.

Still not impressed? Then look at other live 4x trading account on the website Forex Robots Reviewed (link below).

MegaDroid $10,000 opening balance January 1, 2009 LIVE

As of May 14, 2009 it has now got a balance of $78,138.70. 103 trades - 101 trades made a profit. Look at the profit graph - sorry you have to visit the web page to get the link to the live 4x trading account.

Through the years of Forex trading John and Albert did realize that most Forex robot systems were designed and developed with only a single forex market condition in mind.

While this maybe true, I don't really care - I just want it to make money reliably and safely.

Every Forex trader does know that the forex market changes all the time. It is clear from real proof that the MegaDroid Forex Trading Robot has a system built into it that embraces this change.

The vendors claim this system has been successfully created to perform at 95.82% accuracy. What I have witnessed from real traders doing real trading it performs better than that. The novice is seeing 97.3%, and the professional is seeing just slightly better than 98%.

But don't rush off an buy Megadroid just yet. There are some important facts you need to know - so visit Forex Robots Reviewed to find out all about it.

COMMON MISTAKE BY FOREX TRADERS

Forex trading is among the most lucrative industries that independent individuals can participate in. Beginners, though, are susceptible to making mistakes that may result in the depletion or total loss of their investment.

One of the strong suits of currency trading is that it allows traders to use leverage or to trade on margin. This means that they can buy or sell currencies despite a small account balance. Novice traders at times take advantage of this opportunity and decide to use too much leverage on a large trade. Such a move is highly risky since if the market shifts the opposite direction from what is expected, the trader may suffer greater losses.

Over trading is another tendency that beginners and experts in forex trading alike should avoid. Newbies often easily get excited by observed market movements and trade by impulse, expecting drastic shifts that fail to materialize. To some extremes, they engage in multiple trades at once simply because they wish to. Frequent trading in the absence of real earning opportunities may as well lead to loss.

In an effort to maximize their profit, a lot of new traders also speculate the point at which the chosen currency pair will turn around. Referred to as "tops" and "bottoms", these points are difficult to determine even for veteran traders. At times, it is more advisable to trade when a gradual, but constant movement is observed that yields less but more definite earning.

Forex trading firms today utilize their own platform that allows novices to trade in simulation mode. With enough practice, there are fewer chances that traders would make these mistakes and increased likelihood of earning high in this profitable business.

Growing Popularity of Forex Trading

Today it is very hard to ignore the fact that forex market is the world's biggest financial market. Over the past few years, it has become the most popular market with trades amounting to more than USD 3 trillion every day. Generally referred as currency trading market, it always involves the combination of two currencies. For example- either you can buy Euro or sell US dollars, or you can buy and sale any other combination of globally accepted currencies.

In recent times, fx trading has gained huge popularity and turned out to be a very profitable money making option. If we look at the present scenario, it can be recognized as one of the most potentially rewarding types of investments available in the global market. Though this form of trading involves great risks but the potential to earn profits are enormous relative to initial capital investments. The major reason of growing recognition is its very low dealing costs, high leverage margin, 24 hours trading a day and high liquidity market. For example, with a $5000 account, you can make about $5000 per month.
Obviously it decidedly depends on the manner that you trade and the strategy you follow but good and experienced traders can double their money every month.

The key positive sign of fx currency trading that can help you consider it as a money-making affair can be its size. Its wide yet easily accessible size prevents almost all attempts by others to influence the market for their own gain. Consequently, when you invest in foreign currency market, you can be certain that the deal you are making has the same opportunity for profit as other investors do throughout the world.

So, if you are looking to get involve in this type of currency trading, it is always better to enjoy trading with the help of a forex broker. A forex broker can be the key person who can guide you to earn more profits from market, as a result it is always better to carefully select a right forex broker for right deal. Apart from all this, the next major fact about this form of currency trading is- in this form of trading there is no centralized location of foreign currency trading. With the help of various online platforms you can trade currency from any parts of the world. With the help of internet connection and active forex trading account you can easily trade in foreign currencies.

Today it can be considered as one of the few trading markets in the world that always provides you with opportunities to trade because of currencies strengthening or weakening. The supply and demand are the factors that determine the price in any market. Now when there are too many buyers and sellers, similar to the current situation in forex market, the price volatility can be much higher, market may be more dynamic and chances to make money can be even more. The price may go up and down more frequently and this dynamic nature helps in making decent money. Consequently, if you are looking to choose Forex as your business, its better you do not get worried about competition but must make sure you develop a proper strategy to earn money and enjoy good success in fx trading.

Forex Indicators For Better Trading Accuracy

For some traders, they prefer to use the forex indicators to make some trading decisions. They spend hours in front of the computers to observe the movements of the indicators to make sure that they have already made the perfect decision. For them, they accuracy on examining the indicators is the life of their trading sessions. Once they made mistake, it would be a bit hard to recover.

Some traders are using the forex indicators to see the forex signal. The signal gives them some hints to make a decision. Most of the traders prefer to combines some forex indicators. These forex indicators would give them some forex signals combination. They need to determine the direction of the market to make some decision. Are they going to buy, or they want to get the sell position? The decision could be made after they see and examine the forex indicators.

Those traders realized that not all the time those signal forex combinations are correct. They might make misjudge of a movement of the market that surely might impact the whole trading process. To avoid this situation, those traders should really understand about the forex indicators. This is the best way to eliminate some mistakes that might be done.

The Foreign Exchange Market Differs From The Stock Market

The alien interchange market is likewise known as the FX market, and the forex market. Syndication that takes place amongst two regions with dissimilar currencies is the basis for the fx market and the background of the Syndication in this market. The forex market is over thirty years old, traditionalistic in the early 1970's. The forex market is one that is not grounded on any one business or laying out money in any one business, but the retail and retail of currencies.

The divergence amongst the stock market and the forex market is the tremendous retail that occurs on the forex market. There is millions and millions that are traded daily on the forex market, almost two trillion dollars is traded daily. There is is much higher than the cash traded on the daily stock market of any country. The forex market is one that involves governments, banks, financial foundations and those similar types of foundations from other countries. The

What is traded, purchased and sold on the forex market is a thing that can easily be liquidated, meaning it can be turned back to cash fast, or often times it is really going to be cash. From one currency to another, the accessibility of cash in the forex market is a thing that can take place fast for any investor from any country.

The divergence amongst the stock market and the forex market is that the forex market is worldwide, worldwide. The stock market is a thing that takes place only within a country. The stock market is grounded on businesses and products that are within a country, and the forex market takes that a step farther to include any country.

The stock market has set business hours. In general, this is going to follow the business day, and will be closed on banking holidays and weekends. The forex market is one that is open in general twenty four hours a day because the tremendous number of countries that have part in forex retail, buying and retail are located in galore dissimilar times zones. As one market is opening, another countries market is closing. This is the continual method of how the forex market retail occurs.

The stock market in any country is going to be grounded on only that countries currency, say as an illustration the Japanese yen, and the Japanese stock market, or the United States stock market and the dollar. However, in the forex market, you're involved with galore types of countries, and galore currencies. You will find references to a variety of currencies, and this is a big divergence amongst the stock market and the forex market.

Forex Trading and Rack up Profits

Can you really make a profit with Forex Trading? The short answer... yes you can, and it's one of the surest ways to earn impressive money. Of course, you'll need to know how, when, and what to trade, but if you take the time to learn what you're doing, you can realistically expect some very large profits. It's absolutely true that many who trade in the currency market build huge successes, but don't expect it to happen overnight

As a trader, you're looking forward to seizing the opportunity to earn big money and - of course - start a trading career in Forex. The Forex market is the largest and the most liquid financial market in the world. Whereas the stock market and other financial markets have centralized locations, the Forex market does not, being diffused throughout the world. On the plus side, it operates 24 hours a day at many different locations. Trading in the currency market is done through the worldwide communication network - the Internet.

The Forex (Foreign Exchange market) didn't come into existence until the US went off the gold standard and the many currencies of the world began drifting up and down in relation to the value of other currencies.

And until faster and more efficient communication networks were developed, the Forex was limited to the largest multinationals and financial institutions because of the high financial requirements. However, with more advanced communications technology came the high speed Internet, and in the nineties smaller, more agile investors began dipping their toes into the Forex market. Now virtually anyone who is interested in trading can enter this market.

Forex trading is simply the act of buying and selling different world currencies. This may seem simple on the surface, but it's important to bear in mind that, simple or not, many inexperienced traders - and some experienced ones - have suffered very large financial losses because they dropped their guard and stopped respecting the power of the Forex.

So, whether you are a beginner or not, this matter of respect is one way you can put yourself on equal footing with even the most seasoned veteran trader. Always remember that the Forex market can give you great gains, but it can also wipe those gains out in a flash if you begin taking it for granted. Therefore, even before you enter this market, you must be aware at all times of a few crucial things you'll need for making a success of this investment venture.

We're talking about the most liquid market in the world, but before starting, you must first actually know how to trade currencies. To begin trading, all you need is access to a computer (preferably your own, for security reasons) that has an active Internet connection, a Forex account with funds in it, and a Forex trading system or strategy to guide your buying and selling. Many websites offer Forex trading.

When you're ready to start trading, you'll need to start an account with the broker (trading service) of your choice, and fund it (pay an initial amount of money into it). Then you're ready to begin trading.

One important point - you will definitely need a fast Internet connection if you hope to keep up with the constant updates and rapid price movements, and to prevent slippages (a lag between your buy or sell order and its execution).

Another crucial point - look for a Forex broker's website that offers dummy accounts so that you can practice and build up your skills with before you ever risk real money.

Now that you know how to trade in the Forex market, the next thing you need to know is what to trade. The Forex market involves buying and selling various currencies from all around the world. These currencies are traded in pairs, such as the ones in this list.

EUR/USD
USD/JPY
GBP/USD
USD/CHF
AUD/USD
USD/CAD
NZD/USD
EUR/GBP
EUR/JPY
GBP/JPY
CHF/JPY
GBP/CHF
EUR/AUD

These currency pairs are the ones most commonly traded in the Forex market. To guide your investment decisions, you'll be watching market trends as well as world news, and with experience you'll learn to predict how events may affect these world currency pairs. As you build up your skill levels, you can begin earning a very substantial income.

As mentioned, the Forex market is highly liquid, meaning you can get in or out at any time, 24 hours a day. The most important question will always be whether profits will result from each of your decisions.

Although most Forex traders are speculators who attempt to predict which currencies will go up and which will go down, that does not mean they are all gamblers. This is where a system (or strategy) becomes vitally important. Traders who go only by "gut instinct" are seldom consistent winners, leaving the real profits to those who are guided by careful and methodical decision making rather than by the excitement or "juice."

Now that you know the basic outline of trading in the Forex market, you can begin checking out trading websites for a service that fits your situation and goals.

Always remember that in all trades done in the financial market, you are working to build an upward trend, which will inevitably include both some gains and some losses. The goal is to keep the losses small while you maximize the gains. If you continually hold a long-term view, you will maintain emotional stability so that losses never discourage you and gains never over-excite you.

Make Money And Minimize Your Losses Trading On The Forex Market

If you are interested in trading on the Forex one of the first things you will need to do is find a broker. All Forex trading is conducted through a broker who will provide the trading platform and cover the leverage you choose. Your Forex broker will collect a small commission on your trades but you trade the currency anyway you want. Choosing a broker is an important decision; you will be trading your money through this broker so you need to make sure they are legitimate. The broker you choose should understand your needs as a trader and do their best to help you make money.

Ultimately how you trade is your choice so it is good to set up some trading rules to minimize your losses and maximize your profits. First of all setting up a stop loss is very important. The stop loss is a point where you will get out no matter what. For beginners to Forex trading, this can be difficult because there is always the hope that the market will turn around at the last minute and lots of money will be made. This is an important rule to stick with though because it can save you from losing it all. This is where the discipline in Forex trading comes in; you should trade with your head not your emotions.

The next rule is to develop a clear point at which you will take your profits. Some Forex traders go by a straight percentage of profit and some use technical market analysis as their guide. You should set the profit you are going to take before claiming a position. If you wait it is too easy to convince yourself to stay in waiting for another percentage point before getting out. This is also a difficult thing to do, but it must be done if you plan to increase your wealth consistently trading in the Forex market. Most experienced Forex traders agree that when you stick to your trading rules this will eventually yield a profitable currency trading system.

The Forex is a very liquid market; money is made in seconds and lost in just as little time. The Forex operates twenty four hours a day, five days a week. If you are wanting to buy or sell there is always someone to trade with. Different from other financial markets, the Forex market doesn't have a physical location or a central exchange. The Forex operates through a worldwide network of banks, individuals, and corporations trading one country's currency for another. Currencies which are widely traded include the US Dollar, the Euro, British Pound, Japanese Yen, Swiss Franc, Canadian Dollar, and the Australian Dollar. Four currency pairs of this group are normally traded for investment purposes: US dollar against Swiss franc, Euro against US dollar, US dollar against Japanese yen, and the British pound against the US dollar.

There is money to be made on the Forex but it is also easy to lose money. Before you begin trading, you should do your research and learn about how currency trading on the Forex works. It is also important to take a good look at your finances so that you can use good judgment when choosing how much money you can afford to invest in Forex trading.

Right Forex Trading Software

Forex Trading is quickly becoming the hottest niche in the trading world. The regular market has become so tumultuous that the best traders in the industry are walking around scratching their head on a regular basis. If you were ever going to get involved in forex trading, now is the time. However, you are going to have to find the right forex trading software to be successful.

If you have familiar with the regular market, you are quite aware of how quickly the market changes. This is even more so true in forex trading, but the patterns of the changes tend to be much more recognizable as you are dealing in currency.

Now while currency has a reputation of being extremely volatile, it also follows patterns over times that you can spot. The challenge is in being able to spot the trend in time to be able to take advantage of it. While there are still a few horses around that have the gift, few people can pick up trends like software can.

Unless you are able to stand at the computer 24 hours a day, it is unlikely that you are going to be able to be successful trading currency unless you have software that can do your tracking for you. While you are sleeping, the software is busy crunching numbers and evaluating trends for you. When a good trend shows up, you can have the program send you an alert that will allow you to verify the trend and take advantage of the trade.

Of course, even the best program is going to put up a dud every now and again. Sometimes there are false trends that even the computer will misread. The goal of course is to find the right software that will allow you to win on more trades than you lose. If you can do this, the odds are in your favor to make a nice profit over the long run.

Something else to keep in mind as you follow this market is to make sure that you wait for the trend to be verified before you jump on it. You do this so you don't get caught up in one of those false trends. By taking that little extra time, you are protecting yourself and your investment.

The big knock on doing this is that you are not going to be able to take advantage of the lowest support level if you are going long or the best resistance price if you are going short. In the end, you have to look at if the risk is worth the reward. By trading in this manner, you may not make the maximum profit on the deal, but you are much more assured of actually making a profit every time you do a deal.

Forex trading is a great way to lock up that future and to make a living in the current economy. If anyone tells you that it is going to be an overnight get rich quick deal, run away. What you need is a good, reliable program that spots good deals that you can make money from time and again.

Global Forex Trading

There are many kinds of trading in the market exchange, but these days the most favorite one is the Global Forex Trading. Its daily volume even reaches $2 trillion dollars. It becomes popular since the speculator George Soros of the Quantum Hedge Fund was able to get over $1 billion dollars profits in couples of days by shorting the British pound in 1992. A fantastic number, isn’t it? But, what is it that makes more and more people interested in it? Well, the lures of Global Forex trading lie on these reasons:

First attraction will be the market’s hour. The Global Forex trading markets are almost always open, 24 hours a day and 5 days in a week non-stop. It is possible because the currencies fluctuate all day and night that any trader can do any trading without being limited by market hours. This is something that other equities might fall behind. They can be effective only during the market hours when the stock exchanges are open. Furthermore, the advance online Forex brokerages that allow people to trade comfortably from their homes or offices will be another excellent charm.

Secondly, the immense leverage will be the most charm for most traders. In the Global Forex trading, a trader can obtain 20 times, 50 times, or even 100 times from his original capital. It is unlike in stock trading where the leverage can only be twice as much as the original capital. To give you a better understanding, here’s the number illustration:

You open an account in an online Forex brokerage worth $10,000 dollars. In Forex market, trading is realized in lots where 1 Lot = 100,000. With an immense leverage, you may control $500,000 positions or worth as 10 lots. And if your positions moved favorably, let’s say giving you 5% gain, you already have $25,000 dollars in your pocket.

While in stock trading, you can either trade with the available funds or you can open a margin account and trade with double leverage only. So,when you have $10,000 dollars account, you can control only $20,000 dollars worth of equity positions.

Hopefully, this illustration can give you a better understanding on how the immense leverage in Global Forex trading can lure a lot of players into the game. However, you also need to know that although the immense leverage may give you benefit, it’s possible to wipe out your fund as well.

Somehow, the most important reason will be the large sums of money that can be made in the Forex markets. These are the reasons more and more people interested to jump in the market, including those who are full time traders and those who make it as merely a hobby.

If you decided to play in the Forex trading, you need to learn about Forex analysis first. This analysis involves two very important aspects, fundamental and technical. Dan Ho is an expert on technical analysis who does the trading too. You can get his book, or newsletter to help you start of with Forex trading. Or An online Forex course which is highly recommended for those who want to start this business can be a good option to consider.

However, you should never forget that global Forex trading is a highly speculative business where you can get a fantastic profit, or you can lose all of your funds as well. There is no guarantee here. Even having the best newsletter analysis service or Forex trading course are also not a guarantee for you profits nor able to prevent you against any losses.

What’s best needed here is having strong control over your impulses and emotions besides any methodological and technical tools. You also need to be disciplined and is alert to any fault in order to get your success in a global forex trading market.

Forex Online Trading

Foreign Exchange market is commonly known as Forex market that has been established since 1970s. It is successfully recognized as the leader of liquid financial market these days. The transactions compared to the New York Stock Exchange reaches hundreds times bigger. The market is basically selling and buying money freely. It involves buying one currency and selling another.The main currencies in Forex will be US dollars competes with British Pound sterling, Japanese yen, Swiss franc, and Euro. The currencies here are symbolized in three letters, for example USD, GBP, JPY, CHF . The first two letter are indicating the name of the country, and the last letter is indicating the name of the currency. The trading of these currency pairs are constantly going because it’s done in all around the world. The value of each currency is pretty much determined by the demand in the market, not by the exchange as in the futures and stock markets. So it can be rising or failing. This is when the trader can take any position in the market, and if the market moved favorably from their position, they may gain profit. Forex trading also allows an immense leverage so that a trader can take position even up to 100 times of their actual capital. The trading can either be done in short period of time within the same day, or in an extended duration or overnight period.

Forex trading market is unique because it requests a quite simple qualification for the traders to invest and also the market is done worldwide, so it’s not based in any particular place. It is where a free competition runs in the market without having any external control. The market is considered objective too because the prices can’t be manipulatively changed unless one has tens of billions dollars to operate.

However, you must be aware that Forex trading is a high risk high return business. Although you can get a great amount of money, you can also lose a great amount of money as well. The way of investing is not complicated and it is a solid investment where you can gain a good profit if you do it right. So, before jumping in the field, learning Forex , both technical and fundamental analysis, are an obligation steps. Finally, does Forex suit you? Are you ready with all it needs